Cost-Saving Tools

MACo offers many ways to save counties money.

Endorsement Program Partners

MACo partners with organizations who can offer discounted, in-demand services to county governments. 

  • American Fidelity - offers full term life insurance and supplemental benefits and assists Maryland public sector employers with managing the increasing costs, complexities, and time requirements related to employee benefit administration
  • Center for Internet Security - security assessment and consulting services to help organizations identify critical system weaknesses with a customized plan designed to meet unique cybersecurity needs
  • eConnectDirect - gives county treasurers visibility to thousands of fixed-income offerings in a market with little transparency, arming investors with the necessary tools and confidence to select and transact with the fixed-income marketplace
  • Nationwide Retirement Solutions - 457(b), 401(a), and Post-Employment Health Plans - comprehensive services incorporating investment, education, and administrative service solution for governmental employers
  • NACo Live Healthy - Prescription - Health - Dental Discount Card Program - provides a free prescription discount card for NACo member counties to offer to their residents.
  • Omnia Partners -  a broad line of competitively solicited contracts with national suppliers that have committed to providing their lowest overall public agency pricing

Facilitated County Trusts

MACo has also sponsored or facilitated trusts to meet the unique long-term funding needs of Maryland county governments:

  • Landfill Closure Investment Trust - MACo is currently working with interested county governments, to develop an Investment Trust to serve their long-term financial needs in managing assets set aside for landfill closures, a notoriously expensive process (contact for more information)
  • Local Government Insurance Trust (LGIT) - A non-profit Trust created, owned and governed by Maryland local governments and endorsed by MACo to provide various liability and property insurance coverages
  • OPEB Trust - A vehicle designed to help local governments invest current funds toward future obligations for retiree health insurance, a.k.a. “other post-employment benefits”